Michelle Alberda

Phone: 415-623-2453

Michelle Alberda founded a solo financial advisory practice of Ameriprise Financial Services in San Francisco in 2007. She has eight years of experience in financial planning and in 2004 she received CFP® certificant status and has developed experience in comprehensive financial planning including planning for retirement, estate and income tax planning strategies, stock option strategies, and education planning. Her main focus is working with women and small business owners.

Prior to this, Ms. Alberda utilized her foreign language skills and experience in South East Asia to co-found BMC Resources, a consulting firm in Malaysia, which specialized in government infrastructure projects. She worked together with numerous Prime Ministers and leaders in the region to improve the quality of life for the citizens of their countries by bringing them power sources, roads, and various technologies.

Her career highlights also include being the only non-Japanese person employed by Toyota Automatic Loom Works (the parent company of Toyota, Inc.) in Japan during the early 90's, and collaborating with a team of all Japanese engineers to develop a patent for the automobile air conditioning air compressor which saved a multi-million dollar contract with one of the major US automakers. Advisor is licensed/registered to do business with U.S. residents in the states of CA, CO, DC, FL, HI, KY, MA, MI, NM, NV, NY, OR, SD, TX, UT, WA.

Michelle is the co-founder of S.K.I.R.T., a networking group for women.
Michelle is the former President of the Financial Women's Association of San Francisco.

Certified Financial Plannertm practitioner
Chartered Life Underwriter
Member NASD and SIPC
B.B.A., 1989 Marketing and Asian Studies
Western Michigan University, Kalamazoo, Mi

Michelle Ballog

Phone: 415-321-7071

From the moment you first shake hands with Michelle, you will immediately understand why the phrase “People Person” is said to have been invented just for her!  Michelle’s signature qualities - listening, understanding and communicating - are the reasons why she enjoys phenomenal success as one of San Francisco’s premier real estate agents.  Specializing in condos, lofts and single family homes and TICs, Michelle’s experience in marketing and selling homes spans all of the City’s unique and diverse neighborhoods though she is known among her peers and clients as “The Expert” on the new and exciting neighborhoods and of South Beach, Rincon Hill and Mission Bay.

Michelle is currently with Vanguard Properties, one of San Francisco’s San Francisco’s leading and most innovative real estate firms.  Michelle started her sales career at TRI Coldwell Banker where she was ranked in the top 1% nationwide with Coldwell Banker and was recognized as a Top Producer for 2007.  Michelle is thrilled to be at home now at Vanguard Properties, and is excited to announce that she is partnering with X.Cristian Flores who comes to Vanguard Properties from many years as a top producing new home sales agent with The Mark Company.

Michelle is a real estate all-rounder, adding tremendous value to the service that she provides to her clients.  Her six years’ experience in the San Francisco real estate market is augmented by 2 years prior experience in real estate finance and additionally from serving as President of two Condominium Homeowners Associations.  

Also a talented and accomplished photographer, Michelle ran her own photography business in New York City, prior to moving to the Bay Area.  Among her photography clients were celebrities such as Frankie Muniz, Julia Styles, Tami Michaels and the alternative rock band Dishwalla.  Her portfolio demonstrates a keen eye for art direction and capturing the full essence of her subject matter - a skill that is profoundly evident when conveying the most important features of a home in the marketing process.

Michelle resides in San Francisco’s South Beach historic district in a converted warehouse loft that was once a warehouse for General Electric.  Michelle continues to enjoy photography as a pastime and spending time with her brother’s Michael and Christopher Balog and sister- in- law, Dr. Tera Balog.  Michelle has a degree in film production and photography from the University of Southern California, School of Cinema Television.  She is one of the founding members of a networking group called SKIRT™ (Sharing Knowledge Information and Resources Together) (www.skirtsnetwork.net) and is co-author on a book called “SKIRTWorking, How to Network Using SKIRT™”© (www.skirtworking.com) which will be available on Amazon.com on September 10, 2008.  Michelle is also a member of the Real Estate Leadership Auxiliary Council for EARN (www.sfearn.org) in San Francisco and a percentage of her sales commissions will be donated to EARN in 2008.

Stacey Fleece

Phone: 415-596-6069

With more than 20 years in the financial industry, Stacey Fleece has positioned herself as one of the premier mortgage professionals in the Bay Area. Her broad financial experience includes many years in the volatile hedge fund arena, giving her a unique perspective on interest rates, the bond market and real estate.

Stacey brings a vast breadth of experience and knowledge to each transaction, ensuring each client leaves the closing table confident in the knowledge that they received the best loan at the best terms for their specific needs and financial goals.

As a Chartered Financial Analyst and student of the market, she is able to deliver her services in the financial planning format, offering guidance and counseling on appropriate products that fit into the overall financial portfolio of her client.

Stacey, her husband and two children live in Mill Valley (Marin county) and she is very active in the community. She is a prominent member of the Junior League of San Francisco (currently serving as President), the Financial Women’s Association and the Security Analysts of San Francisco. She is a Director in the San Francisco Opera Guild and sits on the board of directors for the 150 Parker Avenue School. 

Claudine Cabaron

Phone: 415-350-9444 Visit Claudine Cabaron's Website

Anyone who knows Claudine Cabaron knows she LOVES jewelry and fashion! Her life-long passion for both has always played a significant role in her life. She was first able to explore her love of fashion as a little girl, while admiring her mother’s spectacular sense of style! After attending the Fashion Institute of Technology (F.I.T.) and modeling in New York City, she gained an even deeper appreciation for fashion and craftsmanship.

All that seems like a lifetime ago but her passion for beauty and design has never wavered and continues to bring her great joy. Now as a jewelry designer, she is excited and proud to be able to share her one-of-a-kind pieces with you!! She is focusing all of her time and energy solely on making beautiful, fashion-forward pieces. Each piece has stones that she chooses for their meaning, beauty and healing properties. As the creative process takes over, please know that every artistic twist, bead and knot is done with love!

Tera Balog

Phone: 510-390-4028 Visit Tera Balog's Website

Tera Porterfield Balog, Ph.D. is an Intuitive Life Coach & Educator
who offers one on one sessions, group coaching, workshops, and
retreats.  Tera worked in higher education for 15 years, training,
mentoring and guiding people of all ages on their educational and life
paths.  She earned a Ph.D. in Higher Education
Student Affairs Leadership with an emphasis in counseling in 2002.

While pursuing her career path, Tera cultivated her spiritual passions
and interests by becoming a certified Reiki practitioner, completing
Advanced Clairvoyant Training, studying with a meditation teacher,
being mentored by a spiritual life coach and attending workshops and
seminars on healing, energy work and other spiritual tools and
modalities.  Tera now fuses all of what she knows and embodies into
her own business; Bliss This Life. In this practice, she powerfully
merges her formal leadership, counseling and education training with
the spiritual practices and tools she has mastered to empower you to
uncover those blocks that keep you from seeing your own strength,
beauty and what you bring to the world.  By utilizing energy work
tools, intuitively guided dialogue and goal setting strategies, she
assists people in learning how to heal themselves and to live their
fullest, most blissful lives!

Tera has developed and led countless workshops, programs and retreats
on topics ranging from meeting
management to finding your life purpose. Tera is a skilled group
facilitator and thrives in
environments where she can take people more deeply into themselves.